Quick reference — MoMo USSD by network
- MTN MoMo:
*170# - Telecel Cash:
*110# - AT Money:
*110# - Pay bills + airtime + checkers (all networks): Ewale
*714*22#
Mobile Money is how most Ghanaians pay daily — trotro, market, school fees, airtime. These USSD codes work on feature phones without internet.
MTN Mobile Money — *170#
- Check balance: *170# → Wallet → Check balance
- Send money: *170# → Transfer → Mobile Money user
- Send to bank: *170# → Transfer → Bank account
- Cash out: *170# → Withdraw → Agent
- Buy airtime: *170# → Airtime or use *124# / Ewale *714*22#
- Pay merchant: *170# → Pay Bill → Merchant code
Telecel Cash & AT Money — *110#
Both networks use *110# for wallet menus. Options include send money, balance check, bill pay, and airtime top-up. Menu labels differ slightly — follow on-screen prompts.
One code for bills, airtime & WAEC checkers
Ewale *714*22# debits your MoMo wallet to pay ECG, Ghana Water, DSTV, buy airtime/data on any network, and purchase BECE/WASSCE checkers — without switching between telco menus.
FAQ
How do I check MoMo balance? MTN: *170#. Telecel/AT: *110#.
Do I need internet? No — USSD works on signal only.
Forgot PIN? Dial the MoMo code → My account → Reset PIN (ID required at agent for full reset).