Direct answer

MTN MoMo in Ghana is the Mobile Money wallet on an MTN line. The everyday code is *170#. That menu is send, receive, cash out, and bill pay — it is not the data-bundle shop. To turn MoMo into MTN, Telecel, or AT data, dial Ewale *714*22# or open checkout.

*170#

Wallet: *170# → check balance, transfer, withdraw.

Airtime / data for any network: *714*22# on Ewale, paid from the same MTN MoMo PIN.

What to do on *170#

  • Check MoMo balance — wallet, not *124# airtime.
  • Send money — Mobile Money user or bank.
  • Cash out — agent withdraw.
  • Pay merchant / bills — follow Pay Bill. ECG, water, DSTV are faster on Ewale *714*22#.

Never share the MoMo PIN. Agents do not need it to receive a transfer.

*170# vs *124# vs *138#

Code Job
*170# MTN MoMo wallet
*124# MTN airtime balance
*138# MTN data menu

Full MoMo map including Telecel Cash and AT Money: Mobile Money USSD codes Ghana.

How to buy on Ewale

  1. Dial *714*22# or open Ewale data checkout.
  2. Choose Data and the recipient network (MTN, Telecel, or AirtelTigo).
  3. Enter the 10-digit Ghana number — yours or someone else’s.
  4. Pick the bundle. Read volume, validity, and price before you approve.
  5. Confirm Mobile Money with your PIN. Keep the SMS until the recipient SIM shows the new balance.

Do not pay a second time if the prompt hangs. Check the wallet statement first.

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